Money – The Hong Kong Dollar notes are $10, 20, 50, 100, 500, and 1000. Coins are 10, 20 and 50 cents and 1, 2, 5 and 10 dollars. Octopus card is also widely acceptable.
ATMS - ATMs that take foreign cards are plentiful and available 24 hours.
Credit cards - Credit cards are readily accepted at most restaurants and bars apart form some of the smaller ones which operate just with cash.
The following are emergency Hong Kong hotlines in case you lose your card:
American Express +852 2811 6122
MasterCard 800 966 677
Visa 800 900 782
Taxes - Restaurants add a service charge of 10% which extends to food and beverages; all other consumer taxes are included in the price.
Changing money - One of the main reasons Hong Kong has become such a financial centre is because there are no currency controls; everyone can bring in or take out as much money as they like. You can change money at the hotel, at banks, or at licensed money changers. Banks in Hong Kong generally offer the best rates.
Licensed money changers are abundant in tourist areas and while they are convenient and take no commission per se, the less-than-attractive exchange rates offered are equivalent to a 5% commission.